We’ll help you get where you need to go.

Our small-dollar loans are for a maximum of $2,500. These loans:

• Can be repaid in three per capita cycles;

• May not be used for debt consolidation or to pay monthly bills;

• May not be used for auto purchases or as a down payment on an auto;

• May be used to purchase a variety of consumer and household goods or to make vehicle repairs;

• May not be combined with other loans for other purposes;

• Are at a low fixed rate (10%).

Eligibility Requirements:

• You must be an enrolled member of the EBCI residing on the Qualla Boundary or in one of the following NC counties: Haywood, Jackson, Macon, Swain, Graham, Clay, Cherokee. Proof of enrollment (copy of enrollment card required).

• Proof of employment of at least one year with current employer (two most recent pay stubs) or full-time student status.

• No more than one open loan with Sequoyah Fund with 1-year positive payment history and no more than $1,750 in per capita garnishments.

• Provide a quote for the intended purchase.

  Click the button to download a loan application.